Health trends

Jamaicans get worldwide health coverage

There are several highly specialised operations that are currently not performed in Jamaica, including robotic surgery, as well as heart, lung, skin, face and bone marrow transplants. Jamaicans seeking care unavailable in the island typically travel overseas to the United States, China, and Eastern Europe for treatment.

The absence of key therapies in the country underscores the importance of obtaining extensive health-insurance coverage, which would safeguard against all possible contingencies. Planning ahead is vital as inadequate policies may be the difference between obtaining high quality or substandard care in the event of a medical emergency or chronic illness.

Allied Insurance Brokers offers worldwide medical coverage through a suite of Lloyd's of London offerings, as well as products from other major global brands. The US currency-based plans typically offer coverage of up to US$2.5 million annually renewable, or lifetime maximums of up to US$5 million, thus allowing flexibility in products and benefit structures. They provide benefits accessible both locally and internationally, enable the insured to obtain care from any doctor or hospital worldwide, and offer free coverage for children under 11 years old on their parent's policy. The policies include ambulance (both air and ground), organ transplant, reconstructive surgery, and cancer coverage, and cover inpatient costs and prescription drugs. They are particularly ideal for business travellers, key company personnel, or anyone who wants the best coverage available.

Persons interested in learning more about Allied's range of overseas major medical health plans may call 926-6220-1.

Source: Allied Insurance Brokers (AIB)