Involuntary early retirement: a silent crisis for Jamaica’s mature workforce

THE EDITOR, Madam:

Several women I know in their 50s have faced the harsh reality of being deemed “redundant” or “no longer suited” for their roles—not due to poor performance, but because of age, gender, caregiving responsibilities, or medical conditions. Their stories reflect a hidden workforce crisis in Jamaica that demands urgent attention.

Jamaica’s demographic shift reveals a growing population aged 50 and over facing involuntary early retirement. While the official unemployment rate was 3.3% in April 2025, this masks the struggles of mature workers – especially women – who find it difficult to secure jobs that match their skills and experience. Women face a higher unemployment rate of 4.3%, compared to 2.5% for men (STATIN). Yet beyond the numbers lies a deeper bias: older men are often seen as seasoned professionals, while older women are sidelined or dismissed.

A conversation with a leading HR consultant confirmed that some employers explicitly request not to receive candidates over age 40, with some setting limits as low as 35. This discrimination is alarming, especially since Jamaica’s pensionable age is 65. Many workers lose income or jobs long before then. Only 11.6% of the employed population participates in private pension schemes (Financial Services Commission, 2025), and the National Insurance Scheme (NIS) offers limited support – often below the cost of basic living.

Compounding the issue is Jamaica’s declining birth rate, which reduces the availability of traditional family support for ageing adults. With life expectancy now at 76 for women and 73 for men, retirees may depend on inadequate benefits for 20 years or more. Without stronger social protections and inclusive employment practices, many older Jamaicans face isolation and financial hardship.

This crisis demands action. Legislators must enforce anti-age and gender discrimination laws. Employers should offer formal retirement plans, recognising that NIS alone is insufficient. Social security policies must bridge income gaps before pension eligibility. Most importantly, society must embrace ageing as a respected life stage – not a liability.

As Senior Citizens’ Month ends and the International Day for Older Persons approaches, Jamaica has an opportunity to shift from exclusion to empowerment. By valuing mature workers and strengthening support systems, we can transform vulnerability into national resilience.

CORRINE STEWARTSON

competentcorrine@gmail.

com